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The TMF was created by Visa in 1991 as a way to track businesses that had their merchant accounts terminated.

There are many benefits of having a merchant account, including the ability to offer customers more payment options, the ability to process payments 24/7, and increased security for both businesses and customers.

If you've landed at this post, you probably already know a thing or two about merchant accounts, but let's review ...

If you run a business that sells products or services online, you'll need to set up a merchant account with a payment processor in order to accept credit and debit card payments.

If your business has a high chargeback ratio, it can be difficult to maintain your merchant account.

Prepare for your financial statements to be scrutinized.